This document contains the terms and conditions concerning your use of www.scrinc.com ("Web Site"), a service of Saint Charles Research, Inc.  By accessing this Web Site, you agree to be bound by the following terms and conditions:  

1. COPYRIGHTS. All Saint Charles Research, Inc. Web Site design, text, graphics and the selection and arrangement thereof are the copyrighted works of Saint Charles Research, Inc. © 2004. All Rights Reserved.

2. TRADEMARK INFORMATION. The Saint Charles Research, Inc. products and services identified in this Web Site are trademarks or service marks of Saint Charles Research, Inc.  All other products or services referenced in this Web Site are the trademarks or service marks of their respective owners.

3. SITE USE AND CONTENT. You may view, copy or print pages from this Web Site solely for personal, non-commercial purposes. You may not otherwise use, modify, copy, print, display, reproduce, distribute or publish any information from this Web Site without the express, prior, written consent of Saint Charles Research, Inc.. At any time, we may, without further notice, make changes to this Web Site, to this Use and Privacy Policy and/or to the products or services described in this Use and Privacy Policy. We will make an effort to update this Web page with any changes to this Use and Privacy Policy and/or to the products and services described in this Use and Privacy Policy.

4. WARRANTIES AND LIMITATIONS OF LIABILITY.

   1. NO WARRANTIES. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEB SITE IS AT YOUR SOLE RISK. THIS WEB SITE AND THE SERVICES OFFERED IN CONNECTION WITH THIS WEB SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, UNLESS SUCH WARRANTIES ARE LEGALLY INCAPABLE OF EXCLUSION. SAINT CHARLES RESEARCH, INC. PROVIDES THIS WEB SITE AND ITS SERVICES ON A COMMERCIALLY REASONABLE BASIS AND SAINT CHARLES RESEARCH, INC. MAKES NO REPRESENTATIONS OR WARRANTIES THAT THIS WEB SITE OR ANY SERVICES OFFERED IN CONNECTION WITH THIS WEB SITE ARE OR WILL REMAIN UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THE WEB PAGES ON THIS WEB SITE OR THE SERVERS USED IN CONNECTION WITH THIS WEB SITE ARE OR WILL REMAIN FREE FROM ANY VIRUSES, WORMS, TIME BOMBS, DROP DEAD DEVICES, TROJAN HORSES OR OTHER HARMFUL COMPONENTS. SAINT CHARLES RESEARCH, INC. DOES NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THIS WEB SITE AND/OR ANY SERVICES OFFERED IN CONNECTION WITH THIS WEB SITE AT TIMES OR LOCATIONS OF YOUR CHOOSING, OR THAT SAINT CHARLES RESEARCH, INC. WILL HAVE ADEQUATE CAPACITY FOR THIS WEB SITE AND/OR ITS SERVICES OFFERED IN CONNECTION WITH THIS WEB SITE AS A WHOLE OR IN ANY SPECIFIC GEOGRAPHIC AREA.

   2. LIMITATION OF LIABILITY. Saint Charles Research, Inc.'S ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY WITH RESPECT TO THE USE OF THIS WEB SITE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THIS WEB SITE SHALL BE THE CANCELLATION OF YOUR USER ACCOUNT WITH SAINT CHARLES RESEARCH, INC.  IN NO EVENT WILL SAINT CHARLES RESEARCH, INC. BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THIS WEB SITE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THIS WEB SITE OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THIS WEB SITE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THIS WEB SITE. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS SAINT CHARLES RESEARCH, INC.'S LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. SAINT CHARLES RESEARCH, INC. DOES NOT ENDORSE, WARRANT OR GUARANTEE ANY PRODUCT OR ANY SERVICE OFFERED BY OR THROUGH THIS WEB SITE AND WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

5. TYPOGRAPHICAL ERRORS. In the event a product is listed at an incorrect price or with incorrect information due to typographical error or error in pricing or product information received from our suppliers, we shall have the right to refuse or cancel any orders placed for products listed at the incorrect price. We shall have the right to refuse or cancel any such orders whether or not the order has been confirmed and your credit card has been charged. If your credit card has already been charged for the purchase and your order is canceled, we shall immediately issue a credit to your credit card account in the amount of the charge.

Your Consent To this Use and Privacy Policy

By using the Saint Charles Research, Inc. Web Site, you consent to and agree to be bound by the foregoing terms and the collection and use of your personal information by Saint Charles Research, Inc. as specified above or as otherwise seen fit by Saint Charles Research, Inc. unless you inform us otherwise by means of the procedure identified below. If we decide to change this User and Privacy Policy, we will make an effort to post those changes on this Web page so that you will always be able to understand what has changed.